Private Banking – a higher level of service and expertise...
As someone who leads a full and active life, you may appreciate services and solutions designed to preserve your personal time. Private Banking delivers a total financial solution through a suite of comprehensive preferential services, and customized borrowing solutions designed to meet your needs conveniently and effectively.
Dedicated Account Management Support –
As a Private Banking client, you and your family will benefit from the personal, attentive, and professional service from a dedicated Private Banker. Sharole McNiven will focus on anticipating and addressing all of your banking needs and is available to meet with you wherever it is most convenient; your office or home or bank branch.
Everyday Private Banking Convenience –
As a private Banking client you benefit from many services included under a simple single-fee offering:
- ScotiaGold Passport VISA for you and your spouse
- Concierge Service (see below) to help with occasional tasks such as vacation planning or booking event tickets (certain restrictions apply)
- Day-to-day banking transactions for up to five bank accounts
- Travellers cheques, money orders and drafts
- Cheque certification and stop payments
- Mail/post-date deposits, utility bill payments and standing order payments
- Safety deposit box
- Preferred pricing on select ScotiaTrust services including 15% reduction in fees for Estate Assist
- Exclusive to working with Dale Swan, ScotiaMcLeod clients with $250,000 in borrowing capacity may qualify for up to a 50% reduction in Private Banking fees.
Innovative and Customized Borrowing Solutions –
Private Banking solutions are customized to your personal and business requirements and can take into account complex tax and asset structures:
- Innovative lending solutions for investment purposes
- Preferred rates on overdraft, mortgages, term loans, lines of credit
- Tiered interest paid on credit balances
- Leveraging your investment portfolio or other assets in C$ or U$
- Lending for portfolio diversification purposes and/or tax strategies
- Financing of Partner capital loans for professional organizations
Concierge Service – is a personal assistant service, exclusive to select clients of Scotia Private Client Group, and is designed to help fulfill the occasional need where your time and effort is better focused elsewhere. It is part of our overall Private Banking package which provides convenience, personalized service and customized financial solutions.
- Completing personal errands
- Grocery or gift shopping Waiting at your home for deliveries or for services/contractors
- Picking up/dropping off your vehicle for service
- Collecting mail and checking on your home while travelling
- Research tasks
- Vacation planning
- Booking event tickets
